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Insurance provided by Impact Insurance Brokers and Med Three Insurance

Earning Your Confidence One Policy At A Time

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Professional & General Liability coverage
for Holistic & Complimentary Health Practitioners

Impact Insurance Brokers Inc. has been a leader in providing specialized coverage for Holistic professionals for more than fifteen years. Our focus on delivering forward thinking coverage, like ‘occurrence based policies’ with the broadest definitions of modalities at cost effective pricing, has served thousands of practitioners over the years. With our instant on-line quotation and policy issuance software, we’ve made purchasing insurance an ‘almost’ painless experience.


Policy premiums start at $195.00 per year and offer you:

  • Exclusive wordings
  • The industry’s broadest range of insured modalities
  • Multiple modalities for one low price
  • Instant on-line quotation and policy issuance
  • Available property coverage extension
  • Retroactive coverage available 

Our coverage includes:

$2,000,000 Professional Malpractice and Business Liability on an
 ‘Occurrence basis’ policy that simplifies your insurance purchase.

  • ‘Abuse and Molestation’ extension – on a Claims Made Form
  • per claim/annual aggregate $100,000
    1. Expenses for the defense of civil actions
    2. Includes Legal Expense Reimbursement of $25,000 for criminal actions
  • ** Coverage only applies when you are pleading and adjudged to be innocent of the offence

  • $500,000 Unintentional Breach of Confidentiality  Claims Made Form
  • $100,000 Employer’s Liability - per occurrence
  • $500,000 Tenant’s Legal Liability - per occurrence
  • Included    Unintentional Failure to refer to Healthcare Provider       

Click on the link above and find out for yourself whether our product line meets your insurance needs. 


If you are enquiring on behalf of an Association, we will be pleased to assist you with a customized program of insurance designed specifically for your members.


Our broad list of therapies include:

  • Body Work: Shiatsu, Reflexology, etc.
  • Massage: Registered, Relaxation, Therapeutic, etc.
  • Services to Bring Healing Relaxation to the Mind and Body
  • Energy Healing Services: Reiki, etc.
  • TCM and Acupuncture
  • Homeopathy
  • Spa & Esthetician Services
  • As well as many additional modalities and therapies 

For your convenience and guidance a listing of modalities is included. If you practice in Canada and conform to the broad definitions above, you can participate in our insurance program. 


Apply for Coverage Today: